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1

ABLE Accounts: 10 Things You Should Know

ABLE Accounts are tax-advantaged savings accounts for individuals with disabilities and their families. The beneficiary of the account is the account owner, and income earned by the accounts will not be taxed. Contributions to the account made by any person (the account beneficiary, family and friends) will be made using post-taxed dollars and will not be tax deductible, although some states may allow for state income tax deductions for contribution made to an ABLE account.

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Higher Education Services Corporation (HESC) Questions

This information line provides answers to general TAP questions, assistance in applying for TAP, TAP changes, status inquires, application problems, user account issues and FAFSA filing.

3

How to Get A Degree Without Debt

This guide provides guidance on keeping debt burdens to manageable levels. The guide provides strategies and tactics that can bring individuals closer to their goal of graduating without debt — or with very little debt.

4

National Disability Institute's Assistive Technology (AT) Loan Program

The National Disability Institute (NDI) Assistive Technology (AT) Loan Program provides low-interest loans to people with disabilities, seniors and veterans through participating financial institutions. Assistive Technology loans include home and vehicle modification, ramps, computers, hearing aids and other equipment that will increase individuals' independence, productivity and quality of life. Loans will range from $500 to a maximum of $10,000 at eight percent interest, and with terms up to 36 months.

Developed by the Council on Children and Families and Funded by the Developmental Disabilities Planning Council