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Health Insurance

Health insurance provides financial assistance to help pay for the health-care related expenses.

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Health Insurance

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1

2-1-1/3-1-1

2-1-1 (and 3-1-1 in New York City) are easy-to-remember numbers that helps people cut through what can be a confusing and overwhelming maze of information and resources.

2-1-1 (and 3-1-1 in New York City) helps people assess their needs and links them directly to the resources that will help. Whether you are looking for essential services, seeking volunteer opportunities or starting a small business, 2-1-1 (and 3-1-1 in New York City) is there to help.

2

ACCESS NYC

Find help in NYC with food, money, housing, work and more on ACCESS NYC. There are over 30 programs you or your family may be eligible for regardless of immigration status and even if you’re already receiving benefits or have a job.

3

Benefit Development Resource Guide

The Benefit Development Resource Guide (Resource Guide) is designed to assist employees who are responsible for developing the benefits and entitlements necessary to fund services for individuals served by OPWDD and voluntary provider agencies. It is not intended to be read from cover to cover, though those new to the topics discussed may wish to do so. The Resource Guide is primarily intended to be used as a reference during the process of assisting individuals in developing the benefits necessary to fund their care.

This guide provides detailed information about conducting eligibility investigations, protecting assets, and applying for Medicaid, the OPWDD Home and Community Based Services (HCBS) Waiver, Supplemental Security Income (SSI), Social Security benefits (SSDI), Medicare, and the Supplemental Nutrition Assistance Program (SNAP – formerly called Food Stamps). The manual consists of this introduction and the following sections:

  • Benefit Development
  • Liability for Services
  • Medicaid
  • Home and Community Based Services Waiver
  • Supplemental Security Income
  • Social Security Benefits 
  • Work Incentives 
  • Medicare
  • Supplemental Nutrition Assistance Program
  • Resource Management
  • Additional Resources

4

Disability Provider Directory

The NYS Office For People With Developmental Disabilities and its associated voluntary agencies offer many services to individuals and their families. This interactive directory lists services by service type and location.

5

Disability Services Portal

This disability services portal was developed to ensure that any person with a disability could quickly and easily identify services and other supports in New York State that might support them in moving toward employment. The service calculator does not determine eligibility but will generate a report of various agencies that may be able to provide services and supports to assist an individual with a disability in going to work.

6

Disability.Gov

Disability.gov is the federal government website for comprehensive information about disability-related programs, services, policies, laws and regulations. The site links to thousands of resources from many different federal government agencies, as well as state and local governments and nonprofit organizations across the country.

Every day, new resources are added to Disability.gov’s 10 main subject areas: Benefits, Civil Rights, Community Life, Education, Emergency Preparedness, Employment, Health, Housing, Technology and Transportation. You’ll find information on topics such as Social Security disability benefits, job accommodations for employees with disabilities, accessible housing, and organizations in your state that can help you find a job or live independently.

Please keep in mind that Disability.gov is an “information and referral” website, which means almost every time you select a resource, you will go to another website. For example, a resource about Social Security disability benefits may direct you to  Social Security Administration (www.ssa.gov). Disability.gov is not responsible for the maintenance, accuracy or accessibility of information on these websites.

7

Medicaid Health Homes

A ´Health Home´ is not a physical place; it is a group of health care and service providers working together to make sure you get the care and services you need to stay healthy. Once you are enrolled in a Health Home, you will have a care manager that works with you to develop a care plan. A care plan maps out the services you need, to put you on the road to better health. Some of the services may include:

  • Connecting to health care providers,
  • Connecting to mental health and substance abuse providers,
  • Connecting to needed medications,
  • Help with housing,
  • Social services (such as food, benefits, and transportation) or,
  • Other community programs that can support and assist you.

8

Medicaid Hotlines

Medicaid is a health care program that assists low-income families or individuals with disabilities pay for long-term medical and custodial care costs. Medicaid is a joint program, funded primarily by the federal government and run at the state level, where coverage may vary.

These hotlines include - a general Medicaid Helpline; Medicaid Managed Care; and the Medicaid Fraud Hotlines as well as numbers for New York City.

9

myBenefits!

The myBenefits! website determines eligibility for assistance programs, health insurance tax credits and other programs. This website provides a tool that allows users to enter all their information only once and learn to determine eligibility to many programs.

10

National Disability Navigator Resource Collaborative (NDNRC)

This project develops disability-content materials, including a technical assistance guide; a dedicated website with URL that will include all materials as well as state-specific information, resources, and experiences; provides on-going TA to navigators via typical TA methods (e.g. webinars, topic-specific fact sheets, short issue briefs, newsletters, list serves); and discusses the feasibility of providing “hands-on” technical assistance to navigators and/or their host organizations.

Developed by the Council on Children and Families and Funded by the Developmental Disabilities Planning Council